I would. I don't think it's a symbol of irresponsibility because having some debt is not a terrible thing! I still owe about $15k on my student loans, and I know some people for whom FAFSA was not really helpful at all (my BFF owes $60k from undergrad alone). It would also be ludicrous to expect someone not to owe money toward a car or a house.
The one thing that drives me insane is credit card debt, though. I don't have a credit card (I just don't like the idea of spending money I don't have) and I know people my age who have racked up tens of thousands of dollars on their cards. Come onnnnn. Spend responsibly.
Would you date someone who was in debt?
Recommend
Comments (39)
Never. Then she couldn't buy me dinner.
Depends on the kind of debt...Student loan and car loan type of debt is not a big deal. Now massive credit card debit is proof of irresponsibility. My boyfriend had a credit card "debt" of only $800 when we met and he didn't know about that...there's a story behind that so anyways, I fixed everything and his bad credit is now awesome credit. Yay I'm cool. Yes in our relationship the woman takes care of all the money. Responsibly at that.
lol I think I would.
A lot of us college students are going to be in debt when we graduated, so it's somewhat inevitable. If student loan debt was the only debt they had, then I could, provided that they have it taken care of.
@walking_a_long_lonely_road@xanga - I agree in whole.
dump him/her and should stay away. ppl with debt will try to hide it away from you. they don't know how to solve it except for avoid the problem. hide the bills under the bed. borrow money from financial institutions... or use other credit cards to pay off the first ones.
It depends. College loans are way different from careless spended who charged 5 credit cards to the max. Even then, I would still be careful with my money. Having made a mistake once already but young enough to grow from it, I believe in second chances but I wont be too giving. Times are too hard to be duped.
lol, yep, and I'm glad my boyfriend will, too.
We both have credit cards and owe about a fifth of our credit limit... Because that's actually the best way to build credit. :P
Nope. I would not date someone who had debt that was other than educational related; however, debt from over consumption is a no no... one needs to know how to manage their finances and save.
It is a sign of their responsibility, control, and some other things...
I guess in my mind I connect debt levels to some aspects of a person's personality and "cultural-ness", but then being in debt is a complex thing.
I might, but still be a bit cautious and observe how they act to see their general attitude. Maybe be more of a friend than let it go further.
If someone always talks about their debt, probably not a good sign.
To each their own.
@INxEXISTENCE@xanga -
yea, I concur, debt from consumption (excessive + frivilous) ie buying new bags, cosmetics, clothes all the FREAKING time. Buying gifts for everybody, how nice... except it is with money they don't have and it is quite materialistic.
I wouldn't date someone with massive debt nor would I date someone with any type of self destructive addiction whether it be drugs, alcohol, cigarettes, gambling, binge eating/not eating, etc. I'm pretty harsh and intolerant lol
to each their own.
Student loan debt? Maybe. Credit card debt? No way.
depends, they might try to take my money....... ;)
what is she doing to pay off that debt?
credit card debt, however, would be a definite turn-off.
Na.. Because then you end up using your own money for things for them all the time. Flag that BS.. My ex had raked up over 80k for a student loan (he's not even a doctor) and he wouldn't pay it back.. Sometimes you can be held liable for your partners debt after a certain amount of time together. So no thank you. I'll stay away
It depends... on what type of debt it is. Car/house/student loans are all understandable, especially with rising costs of tuition, etc. On the other hand, massive credit card debt is grounds to potentially being a dealbreaker.
I think it depends on what kind of debt we're dealing with. Credit card debt from insanely horrible spending habits? No go. Regular debt from college? Okay, college is responsible. I mean really, it depends.
Sure why not. I just won't co-sign anything for her or let her hold my wallet.
I'm at college in Orange County -- I can either date the guys whose parents supplement its endowment or the people struggling to make by. To be frank, the latter is better :)
People go into debt for many reasons, many of them quite normal. Buying a house for example, or a car, or to pay for tuition. So being in debt isn't a bad thing... sometimes it can even be good (i.e. someone who has a mortgage has been vetted by a lender).
However it depends on the kind and amount of debt, but more importantly... how it's being managed.
My advice is NOT to date anyone who isn't in total control of his or her debt and obligations. It's not simply because they're irresponsible (there are many legitimate ways someone can fall behind on their debts), but because they simply shouldn't be entering a relationship of any kind until they're head is above water.
No
no, never
No. I like responsible people and... people who can buy me things. :)
I agree that I would never date someone with credit card debt. Educational-wise I guess I would,,,I know once I finish my master's, I'm going to be in soo much debt. =/